The IMC Lending Process

Which IMC loan product is right for you?

IMC product mapping_02

Properties We Finance

Document in Presentation2

Mortgage Lending Process

Step 1: Origination

IMC Origination Team

  • Establish correspondent and investor network to source loans
  • Manage presence in all major Canadian markets
  • Manage portfolio diversification

Step 5: Portfolio Management

& Servicing

IMC Credit/Risk and IMS

  • Review portfolio performance
  • Manage borrower relationship and requirements

       Step 4: Closing

       IMC Closing Team

  • Legal documentation
  • Rate locking (if applicable)
  • Closing

Step 2: Underwriting

IMC Underwriting Team

  • Analyze property and sponsor information
  • Structure loan terms
  • Maintain consistent underwriting standards

Step 3: Diligence

IMC Origination Team and Underwriting Team

  • Review third party reports
  • Obtain credit committee approval

To discuss a specific transaction, please contact one of the following people:

Paul Scholz
Managing Director – Credit
O: 416-814-2591
E: paul.scholz@imcapital.com

Ricky Tian
Originator
O: 416-814-2595
E: ricky.tian@imcapital.com

 

 

Darren Schmidt
Managing Director – Origination
O: 416-814-2592
E: darren.schmidt@imcapital.com

Jeff Wagner
Originator
O: 416-814-2513
E: jeff.wagner@imcapital.com

Shawn Philpott
Vice President – Origination
O: 416-814-2586
E: shawn.philpott@imcapital.com