First Mortgage Loans

IMC offers conventional first mortgage financing from $2 million to $100 million across all markets and asset classes in Canada.

Types of Loans

  • Conventional 1st mortgage loans - fixed and floating rate
  • Recourse and non-recourse loans
  • Large loans and multi-property loan portfolios
  • Credit tenant lease transactions, sale/leaseback transactions
  • Complex loan structures

Where We Lend

IMC's lending team has developed a detailed, "on the ground" working knowledge of every major market and submarket for each asset class in every Province across Canada. We know and understand the real estate dynamics of your neighborhood better than any other lender!

The following chart depicts the total amount lent in each Province of Canada by members of IMC’s lending team since 1997.

Properties We Finance

At IMC, we focus on income producing properties. We have financed all asset classes, including:

  • Retail (anchored and unanchored)
  • Multifamily
  • Office
  • Industrial
  • Retirement
  • Self-Storage
  • Mixed Use
  • Manufactured Housing Communities

The following chart breaks down the loans made by IMC's lending team by asset class:

Our Loan Terms

IMC's first mortgage loan program offers flexible terms that can be customized to accommodate borrower specific requests and property level issues. Our pricing is competitive with other Canadian mortgage lenders and our terms include:

If you are interested in learning more about IMC’s first mortgage lending program and how IMC can help you finance or refinance your real estate, please contact us.